Great Home Improvement Tools For Your iPhone Or iTouch

I am going to share with you some of the great applications that can turn your iPhone or iTouch into a great source of home improvement tools and put them right at your fingertips.

Dimensions App: This handy application which costs less the $2.00 and includes a level, a caliper, a tape measure, a GPS based pedometer, a speedometer, an App to measure ingredients and so much more. This one alone is worth it’s weight in gold.
Material Calculator App: Also, less then $2.00, this one include a volume calculator, a paint calculator, Apps for wallpaper, flooring and it does all types of conversions like square feet to cubic feet, meters to feet, centimeters to inches and other great calculations. You will never have to worry about getting the right amount of materials again.
Home Improvement Calculator App: For less then $5.00, this is a great tool for homeowners. With this App you will be able to figure out the amount of material you need most home improvement projects. Whether it’s wallpaper, decking, concrete, gravel, brick, block, carpet, etc., this calculator with figure out the exact amount you need every time.
FIS Calculator App: FIS stands for Feet-Inches-Sixteenths and is one of the most advanced dimensional calculators available, and the App costs about $10.00. With this App you will be able to add, multiply, subtract and divide in feet and inches, so getting the correct calculations will never be a problem again.
Right Angle Calculator App. Here is another great App that runs about $10.00, and it is really worth it. Imagine being able to calculate sides, angles, tangent or pitch. This is a great tool for use in roofing because you can calculate the slope, pitch and rise of the roof and be able to know exactly what materials you need and it measures in feet, inches and fractions.
Builders Formulator Calculator App: For about $10.00, it’s hard to believe what all this calculator can do. It contains over 200 formulas for use with electrical, heating, concrete, carpentry, excavating, piping, area calculations and even financial calculations. It can even calculate heat loss, cooling requirements and fresh air in a room requirements. It includes specialized programs for carpenters, architects, engineers, electricians and plumbers. There is just too much to include in this article.
CAD Touch Tool: For about $7.00 you will be able to draw floor plans right on this little mobile device. So, if you get an idea for a project or need to draw out the dimensions of a room when you are away from your computer, with this handy App, you will have the tool you need when you need it. Of course it will also calculate the area of the room and includes structural, mechanical and other useful calculations. You can even email the file when you are finished. What a handy home improvement tool this is.

So there you have it. For a less than $50.00, you can get all these Apps and never have to worry about any type of measurements or calculations again when you take on any home improvement project. You will save time, material and money.

To find out more details about these Apps, click on the following link:

Home Improvement Apps []

In 2007, Rick Maselli founded RTM Directories Inc. and as president of this company his goal is to help the do-it-yourself people out there to have a one stop home improvement resource and that resulted in his new website, [].

The website offers Professional Home Improvement Advice which is free to the public and reflects all the hard work that Rick has put into to being a building Pro.

Learn All About Home Buyer’s Expenses

You might be aware of most of the expenses related to the process of home buying. Yet there could be quite a few expenses which you might not be aware of and need to plan to avoid last minute slippages. It would be prudent on your part to plan all the expenses relate to home buying. This financial discipline would not only help you save but also help you close the sale in a smooth and hassle free buyer. First time home buyers need to be extra diligent and careful detailing these expenses.

Home Mortgage Costs
When you avail a home loan from a lending institute, it is obvious that you need to organize your contribution towards home purchase in the form of a down payment as well as the recurring mortgage payments towards servicing of your home loan. More importantly, there are several expenses payable to the lending institute towards administration and processing of your home loan. It is worth the exercise to compare the various fee charged by the institutes before you decide on your home loan agency.

o Credit Report Fee – Depending upon the lending instate, they may or may charge fee related to your credit appraisal.
o Processing and Originating fee – These charges are also not levied by a few lenders.
o Underwriting fee- Make sure you minimize the fee charged towards the review of your credit worthiness to determine if you are eligible for the loan
o Home Inspection Cost – it is advisable to incur these expenses because it is worth it and helps you arrive at the fair value of your purchase.

Legal Fees
Check out the legal fee payable based on the nature of property transaction that you have entered into and the state in which you have purchased the property. These legal expenses could be as high as 1.5-2% of the property value.

State Taxes
Different states levy transfer registration fee at varying rates. There would be certain other taxes as well depending upon the state like the sales tax and the stamp duty charges. First time home buyers would be getting certain tax concessions you must check out the property laws applicable to your state.

Relocation costs
Plan for the costs related to your physical movement into your new home. The expenses would off course depend on the distance involved. In case you are planning for professional re-locators, ask for a couple of quotes before deciding. There are many utilities for which you need to pay an upfront security deposit. You may end up incurring cost on a few repairs as well as some home improvement initiatives as you step into your new house.

Even though you might have taken majority of the home buyer’s expenses in your estimation exercise, it is highly probable that there could be still a couple of unplanned expenses likely to arise and a contingency fund would always help. Experts suggest an amount of app. 2% of the property value to be reserved towards contingencies related to home buying.